Submission Guidelines For Appointed Agents

Only submissions from appointed agents are accepted. If you are not already an appointed agent, you can become one here.

Please be advised that we need to have complete submissions, as we cannot review, give price indications, or quote with incomplete or partial submissions. Our submission requirements for complete submissions and our application/guidelines for the American Loggers Insurance Program are below.


For D&O, EPLI, Fiduciary and Cyber

                Submission Requirements:


For GL, Property, Trucking, & Umbrella

Submission Requirements:

Please note our basic program guidelines* for these lines of business:

  1. Mechanized loggers or logging contract haulers
  2. Minimum of 5 years in business
  3. 4 years (current + 3 preceding) loss experience, with an explanation on all claims greater than $25,000
  4. 4 years expiring premiums (current expiring premium and target premium is a minimum)
  5. 3 year average loss ratio <= 30% with no open claims
  6. American Loggers CGL & auto supplements
  7. Acceptable safer/SMS reports when they apply (no basic at intervention level)
  8. Short / intermediate haul only
  9. Written safety policy and/or driver policy
  10. Written contract with subcontractors with hold harmless/waiver of subrogation provisions

* Additional underwriting criteria may apply.


For Inland Marine/Equipment

Submission Requirements:

  • Send submissions to: santeerisk@santeerisk.com
  • Attached Santee Inland Marine Application (we need our application completed)
  • 5 years loss runs
  • Additional insured / loss payee information
  • Description of any large losses (over $25,000)
  • Target premium and need by date

For Personal/Commercial Lines

Submission Requirements:

  • Send submissions to: santeerisk@santeerisk.com
  • Description of business operations
  • Describe use of any subcontractors
  • Photos – if not available online
  • Loss runs recommended
  • Target premium and need by date